Nearly two thirds of Americans have no more than $1,000 in their savings accounts, according to a new report from leading personal finance website GOBankingRates.com. The report also finds that one in five Americans doesn't even have a savings account.

GOBankingRates asked Americans, "How much money do you have saved in your savings account?" and collected demographic insights on a variety of answers relating to savings accounts and account balances.

"It's troubling how many Americans aren't thinking about long-term planning or retirement, with little to nothing stashed away in a savings account," said Casey Bond, editor-in-chief of GOBankingRates. "Saving money is an uphill battle for many, but there are a number of simple ways people can consistently grow their nest egg over time, such as automating their savings. Even a small contribution is better than nothing at all."

Additional insights include:

• Generation Xers (ages 35 to 54) are the most likely to have a savings account balance of $0.

• Of Americans who have money in their savings accounts, the most common (14.2 percent) balance is $10,000 or more.

• Men are 60 percent more likely than women to have a savings balance over $10,000 (16.4 percent to 10.4 percent, respectively).

• Young millennials (ages 18 to 24) are the most likely to have a savings account balance of less than $1,000, whereas seniors (65 and older) are most likely to have $10,000 or more.