LoanLove.com is a borrower advice website that offers in-depth information on home loans that experienced home buyers can benefit from in an easy-to-understand and entertaining way that even first-time borrowers will be able to grasp. The team at LoanLove.com is devoted to helping empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending news, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Loan Love shows dedication to providing readers with only the most relevant information such as mortgage interest rate predictions as seen in their newest article, "Rising Interest Rates And Bonds (Who's to Blame?)" This new article answers every loan borrower's most concerned question "Will mortgage interest rates keep rising?" while providing a few helpful tips to predicting the methods of fluctuating interest rates.

Initially many financial analysts believed that 2014 would be the year when mortgage interest rate growth would become progressively higher compared to the interest rate development as last year. Mortgage interest rates did see a climb, but not in the way many forecasters were predicting. Mortgage rates were expected to make giant upward leaps but with the year almost halfway over, the pacing for interest rates has been surprisingly slow. Will mortgage interest rates continue to rise at its current pace? The Loan Love article offers its forecast on mortgage interest rates within the next 5 years by stating:"

There are numerous predictions of interest rate forecasts, with most focused on the idea that historically low rates enjoyed in recent months are not sustainable as the economy continues to recover. Therefore, the longer-term forecast would seem to suggest a rise in interest rates over the next five, or even 10, years.

However, a few analysts point not to the past year, but to 40 years of historical data in predicting where interest rates are headed for 30-year mortgages. When this data is closely examined before calculating a forecast, there is an overwhelming probability, slightly over 90 percent, that the rate will actually fall in five years, based on December 2013 to December 2018 comparisons."

Specifically, the study shows that there is a 9.2 percent chance that interest rates will rise while the same study showing that there is less a one percent chance interest rates will remain completely the same within the next 5 years. The short-term effects on mortgage interest rates are a different story; Interest rates are expected to be higher by the end of the year. The article explains its stance by stating:

"Just as they had earlier in the year, most analysts continue to predict higher interest rates by year's end. For example, Kiplinger's has gone on record as stating it expects 30-year fixed rate mortgages to rise as high as 5.5 percent by the time the year draws to a close. Don't look for this small increase in rates to do much damage to the recovery of the real estate market."

Just as many loan borrowers were able to enjoy the low interest rates of 2013, loan borrowers of today may still be able to benefit from these low interest rates. Loan Love's article concludes by saying: "Those continued low interest rates are a sign of lingering attempts to address the problem of a hurting economy. While economic recovery has been steady, it has also been slow, with interest rates hovering around historic lows well into 2014 even as the housing market continues to draw strength. This has spelled less drama for rates in the first half of the year."

To learn more on the mortgage interest rate forecast for 2014, please visit LoanLove.com for the complete article.