Heritage Southeast Bank announced today that it has hired Ray Crook as Vice President and Senior Credit Officer. In his role, Ray will support credit and analysis functions at the bank. His responsibilities include crafting and maintaining loan policy as well as ensuring compliance to credit administration activities which extend to loan documentation, structuring, underwriting, and approvals.

In his almost 20-year banking career, Ray has worked in a variety of lending and risk management roles of increasing responsibility and scope at banks throughout Georgia. He holds a bachelor’s degree in Business Administration from Emmanuel College.

“We’re pleased to have Ray join our team,” said Paul Hoerig, Executive Vice President and Chief Credit and Risk Officer of Heritage Southeast Bank. “His lending and analysis knowledge along with proven leadership skills will help us serve customers’ lending needs at all of our Partner Banks.”