"Snowbirds" isn't just a whimsical term—it's a lifestyle embraced by many North Americans. These retirees smartly sidestep the chill of winter, migrating south to bask in warmer climes, only to return north when summer arrives. It's a route between two homes, ensuring year-round comfort.

While many dream of this migratory lifestyle, the question is: What's the ultimate snowbird route? Is it swapping the skyscrapers of New York for Florida's beaches? Or perhaps trading Michigan's lakes for Arizona's deserts?

IRAInvesting.com sought to find this out – they surveyed 3,000 retirees asking them, hypothetically, what their ultimate retirement destinations combinations are, with some very interesting results. 

#1 Fort Collins (CO) + Long Beach (CA)

Fort Collins, with its rich cultural tapestry, picturesque historic districts, and proximity to the Rocky Mountains, offers a delightful escape during the warmer months. On the other hand, Long Beach, with its gentle ocean breezes, palm-lined shores, and eclectic blend of urban and beach life, provides an ideal refuge from the colder seasons. The combination allows retirees to experience the best of inland and coastal charms, ensuring year-round enrichment and relaxation.

#2 Portland (ME) + Orlando (FL)

Portland, with its cobblestone streets, historic lighthouses, and seafood-rich culinary scene, delivers a unique New England experience during the summer months. Conversely, Orlando's warm winters are not just about its famed theme parks; the city also boasts lush gardens, golf courses, and a plethora of cultural events, making it an inviting winter haven. This combination ensures retirees have a tranquil coastal escape and an energetic urban experience, catering to both relaxation and adventure throughout the year.

#3 Cape Cod (MA) + Clearwater (FL)

Cape Cod, with its iconic lighthouses, rolling sand dunes, and seaside villages, offers an enchanting escape filled with maritime traditions during the temperate months. On the flip side, Clearwater, renowned for its crystal-clear waters, white sandy beaches, and breathtaking sunsets, becomes a paradise during the winter, promising warmth and relaxation. 

#4 Buffalo (NY) + Palm Springs (CA)

Buffalo, enriched with stunning architecture, vibrant arts scenes, and the majestic Niagara Falls nearby, is a treat during the summertime when the city truly comes alive. In contrast, Palm Springs, with its iconic mid-century modern architecture, rejuvenating hot springs, and stark desert landscapes punctuated by palm oases, provides a warm, therapeutic escape from the winter chill. 

#5 Albany (NY) + Asheville (NC)

Albany, steeped in American history, replete with grand state buildings, museums, and the scenic beauty of the Hudson River, offers a stimulating environment during the milder months. Transitioning to Asheville, retirees encounter a different allure: nestled within the Blue Ridge Mountains, the city exudes an artsy vibe, vibrant music scene, and a plethora of outdoor adventures, all while providing milder winters. 

The other snowbird combinations to make the top 10 were:

#6 Louisville (KY) + Hilton Head Island (SC)
#7 Seattle (WA) + Albuquerque (NM)
#8 Bar Harbor (ME) + Atlanta (GA)
#9 Mackinac Island (MI) and Savannah (GA)
#10 Appleton (WI) + Daytona Beach (FL)

The 8th most ideal retirement combination, as voted by 3,000 respondents, was between Harbor (ME) during summers, and Bar Atlanta (GA) during the winter months. For retirees seeking an ideal year-round living solution, Bar Harbor, Maine for summer and Atlanta, Georgia for winter makes practical sense. In the summer, Bar Harbor provides cooler temperatures and direct access to Acadia National Park, which means retirees can enjoy outdoor activities without the oppressive heat common in many other parts of the country. This is coupled with a lower cost of living and less congestion. When winter approaches, rather than deal with the harsh Maine winters, retirees can head to Atlanta. Here, they will experience milder winter temperatures, reducing heating costs and the potential inconveniences of snow. Additionally, Atlanta provides a wealth of urban amenities, from medical facilities to entertainment options, ensuring retirees have all necessary services readily available. In essence, this combination offers both cost-saving benefits and comfort throughout the year.

Other retirement combinations including Georgia destinations are:

#9 Savannah and Mackinac Island, Michigan.

#45 Athens and Akron, Ohio.

#91 Augusta and Stowe, Vermont.

Infographic showing the top 120 snowbird destination combinations

“Whether it's the allure of mountain ranges, the tranquility of beaches, or the vibrancy of urban centers, there's no one-size-fits-all when it comes to finding one's perfect retirement escape. The result of our survey speaks volumes about the expansive, dynamic choices that the U.S. presents to those looking to make the most of their golden years” says Tim Schmidt, founder of IRAInvesting.com.