Coastal States Bank Announces Small Business Loan Program With 48-Hour Lending Decisions

Staff Report From Georgia CEO

Tuesday, May 5th, 2026

Coastal States Bank (“CSB”) has announced its 48-Hour Small Business Loan Program, a streamlined lending solution designed to provide qualified small businesses with loan approval decisions in as little as two business days.

The program was created to help business owners access capital more quickly when timing matters most. With a simplified process and local decision-making, CSB aims to make funding more efficient for local businesses in the community bank’s markets that generate less than $5 million in revenue and have at least three years in business.

“With faster credit decisions, we’re helping small businesses take advantage of opportunities without unnecessary delays,” said Gary Dowell, CSB’s Atlanta Regional President. “Responsive, local support can help Atlanta’s businessowners continue to thrive in a changing economy.”

The lending solution provides flexible financing options for a variety of business needs, including working capital, inventory, equipment and owner-occupied real estate. Loan decisions are provided within 48 hours once a completed application and required documentation are received.

For more information, visit a CSB branch or coastalstatesbank.com/48-hour-business-loan.